The Next 30 Years of Insurance
An independent agent's field manual for the AI era. How the business changed from 1995 to 2025, how it changes again by 2055, and exactly what your job looks like across all 15 major lines of insurance.
- All 15 lines of business — from Personal Auto to Cyber to Flood
- Same template every line: 1995 → 2025 → 2055 → your job → one action this year
- A 2055 job description for the agent who survives
- 12-month, month-by-month action plan you can run starting Monday
Written for independent P&C agents and agency owners. No fluff, no AI hype — just where the business is going and what to do about it.
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What's inside
Five parts. Twenty pages. Built for actual agents.
No vendor fluff, no AI doom-mongering. Just a clear-eyed walk-through of what changed, what's changing, and what to do about it.
Part I — The last 30 years
What actually changed from 1995 to 2025 — comparative raters, direct writers, AMS, online leads, carrier portals — and what your job became.
Part II — The next 30 years
The three structural shifts already underway: continuous underwriting, advice-as-product, and the unbundling of distribution from sales.
Part III — Line by line, 2025 → 2055
All 15 major lines, each with the same template: 1995 → 2025 → 2055 → what your job becomes → one thing to do this year.
Part IV — The agent who survives
A 2055 job description for the independent agent — the work AI doesn't do, and how it pays.
Part V — Your 12-month action plan
Month-by-month: what to take stock of, what to automate, where to move up-market, and how to compound for the next 24 months.
Every line you write
All 15 lines of business, broken down line by line
Each one gets the same five-point treatment so you can flip to your line, see where it's going, and know exactly what to do this quarter.
Who this is for
Independent agents who want to stay independent.
- Agency owners planning the next 5–10 years of the book
- Producers who want to move up-market and stop chasing $400 BOPs
- CSRs and ops leads thinking about where their role goes next
Who this is NOT for
People looking for an AI hype piece.
- → No "AI will replace all agents in 5 years" doom
- → No vendor pitch slide deck disguised as an ebook
- → No generic productivity advice you've read in 100 LinkedIn posts
Free download. Read in one sitting.
One email, instant access, zero spam. The agencies that figure this out in the next 24 months will own the next 24 years.